When it comes to pricing, Financial Peace University from Dave Ramsey sits in the middle. For an individual membership, it\u2019s $69.99. They also offer bulk pricing for churches starting at around $800 for 10 memberships.<\/p>\n
On the higher end, Seedtime\u2019s True Financial Freedom charges $149 for an individual\/couple license with regular deals making it available as low as $74. But they have some solid deals for Churches \u2013 you can get a bulk student license for as low as $48 per person if you buy multiple licenses. Or there\u2019s an annual church subscription starting as low as $750 per year based on average attendance.<\/p>\n
The most affordable option is Crown Financial\u2019s MoneyLife course at just $29.95 for an individual purchase. I couldn\u2019t find any publicly listed bulk pricing for churches, but being a non-profit, I\u2019d expect them to be the cheapest route for congregations.<\/p>\n
But as you\u2019ll see, there are plenty more differences beyond just the price tags when comparing what\u2019s actually included in each program.<\/p>\n
True Financial Freedom (SeedTime)<\/strong><\/h2>\nTrue Financial Freedom<\/a>, created by Bob Lotich and his wife Linda from SeedTime, is a financial literacy video course designed for churches that strikes a beautiful balance between biblical wisdom and practical money management strategies. The program\u2019s goal is to equip Christians with the tools and mindset they need to experience true financial freedom while making an eternal impact for God\u2019s Kingdom.<\/p>\n![\"screenshot](\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\")
<\/figure>\nOne of the standout features of True Financial Freedom is the engaging and relatable teaching style of Bob and Linda. They share their own financial struggles and triumphs with humor, transparency, and grace, making participants feel like they\u2019re learning from wise, caring friends rather than aloof experts. This approach creates a safe, non-judgmental environment where participants can openly discuss their financial challenges and celebrate their progress.<\/p>\n
The program offers several unique benefits, such as the \u201cNever 100\u201d rule (their \u2018done-is-better-than-perfect\u2019 approach to adjust spending) and the \u201cStraight A\u201d strategy for automating finances. These concepts are not only memorable but also highly actionable in helping participants take control of their money and build lasting wealth.<\/p>\n
Another strength of True Financial Freedom is its emphasis on creating a personalized financial strategy. Through interactive workshops, participants are guided in developing a custom blueprint that fits their unique situation, goals, and values. This approach recognizes that there\u2019s no one-size-fits-all solution to personal finance and empowers participants to take ownership of their financial journey.<\/p>\n
True Financial Freedom is perfect for Christians who want to learn how to thrive financially while staying grounded in the Bible. The program teaches participants how to avoid the extremes of being \u201cso heavenly-minded they\u2019re no earthly good\u201d or<\/em> becoming so focused on building worldly wealth that they lose sight of what truly matters.<\/p>\nWith its grace-filled approach and practical tools, True Financial Freedom helps Christians find the balance needed to change their financial life and make a lasting difference in the world in the process.<\/p>\n
Included:<\/strong><\/h3>\n\n- 6 on-demand video sessions (around 60 mins each)<\/li>\n
- Printable worksheets, tools, and calculators (physical workbook also available)<\/li>\n
- Access to their Real Money Budgeting course (their popular (un)Budgeting approach)<\/li>\n
- Interactive exercises and a workshop-style approach<\/li>\n<\/ul>\n
Course Outline:<\/strong><\/h3>\n\n- Hope & Vision \u2013 Find new hope for your finances through Biblical financial principles, break free of defining your worth by your net<\/em> worth.<\/li>\n
- Design Your Blueprint \u2013 Learn the building block for your new plan, the \u201cNever 100\u201d rule to control income\/spending.<\/li>\n
- Straight A Strategy \u2013 Automate your finances using a simple 4-step \u2018set it and forget it\u2019 process.<\/li>\n
- Earn More \u2013 Unlock your God-given gifts and talents to earn more in the digital era.<\/li>\n
- Eternal Impact \u2013 Redefine giving as an eternal investment and epic adventure (not an obligation).<\/li>\n
- Multiply & Enjoy \u2013 Simple investing strategies that can change your life, your family, and the world.<\/li>\n<\/ol>\n
Financial Peace University (Ramsey Solutions)<\/strong><\/h2>\nFinancial Peace University<\/a>, created by Dave Ramsey and his team at Ramsey Solutions, is a highly popular financial education program that has helped countless individuals and families get out of debt and build wealth. The program\u2019s primary goal is to guide participants through a proven, step-by-step approach to taking control of their money and achieving financial peace.<\/p>\n<\/figure>\nDave Ramsey, the face of Financial Peace University, is known for his high-energy, tough love teaching style. He delivers hard-hitting truths about money with a sense of urgency and conviction that inspires participants to take action. However, some may find his approach a bit intense or even abrasive at times, likening it to going through bootcamp. While this style resonates with some, it may not be everyone\u2019s preferred learning environment.<\/p>\n
The cornerstone of Financial Peace University is the \u201cBaby Steps\u201d system, a clear, prescriptive plan for getting out of debt and building wealth. The program heavily emphasizes the debt snowball method, which involves paying off debts from smallest to largest, regardless of interest rates. This approach has proven highly effective in keeping participants motivated and helping them experience quick wins on their debt-free journey.<\/p>\n
While Financial Peace University does incorporate some biblical principles, its overall approach is more secular in nature. The program focuses primarily on the practical nuts and bolts of money management, with less emphasis on exploring the deeper spiritual implications of financial stewardship.<\/p>\n
Financial Peace University is best suited for individuals and families who are drowning in debt and need a clear, actionable plan to get back on track. The program\u2019s structured approach and intense motivation can be a lifeline for those feeling overwhelmed by their financial situation. However, those seeking a more personalized, grace-filled approach that deeply integrates biblical wisdom may find other programs more appealing.<\/p>\n
Included:<\/strong><\/h3>\n\n- 9 video lessons walking through the 7 Baby Steps<\/li>\n
- 1 year access to the video lessons<\/li>\n
- 3 months access to EveryDollar budgeting app<\/li>\n
- Group financial coaching for 1 year<\/li>\n
- 1 free one-on-one coaching session<\/li>\n
- Digital workbook<\/li>\n<\/ul>\n
Course Outline:<\/strong><\/h3>\n\n- Baby Step 1 & Budgeting \u2013 Build your $1,000 emergency buffer and gain control through budgeting<\/li>\n
- Baby Step 2 \u2013 Learn the debt snowball method to eliminate all non-mortgage debt fast<\/li>\n
- Baby Step 3 \u2013 Save 3-6 months\u2019 expenses for a fully-loaded emergency fund<\/li>\n
- Baby Steps 4-7 \u2013 Invest 15% for retirement, save for college, pay off home, build wealth<\/li>\n
- Wise Spending \u2013 Outsmart marketing tactics to curb impulsive spending<\/li>\n
- Understanding Insurance \u2013 The 8 essential and unnecessary insurance types explained<\/li>\n
- Building Wealth \u2013 Simplify retirement investing to build lasting wealth<\/li>\n
- Buying & Selling Your Home \u2013 Avoid mortgage missteps \u2013 rent vs buy wisdom<\/li>\n
- Outrageous Generosity \u2013 Discover the joy of outrageous generosity<\/li>\n<\/ul>\n
<\/strong>MoneyLife (Crown Financial)<\/strong><\/h2>\nMoneyLife<\/a>, offered by Crown Financial, is a financial education program that takes a deeply biblical approach to money management. The program\u2019s primary goal is to guide Christians in understanding and applying God\u2019s financial principles to their lives, emphasizing the importance of seeing God as the ultimate provider and owner of all resources.<\/p>\nOne of MoneyLife\u2019s distinguishing features is its strong focus on biblical teachings and spiritual practices related to money. The program dives deep into exploring how our financial decisions can reflect our faith and values, encouraging participants to align their money management with biblical principles. This emphasis on the spiritual aspects of finance sets MoneyLife apart from other programs that may focus more heavily on practical strategies.<\/p>\n
The teaching style in MoneyLife tends to be more academic and classroom-like compared to other programs. Participants can expect a significant amount of reading materials and written assessments throughout the course. While this approach may appeal to those who prefer a studious learning environment, it may not be as engaging for individuals who thrive on interactive, video-based content.<\/p>\n
MoneyLife offers some unique elements, such as personality assessments that help participants understand how their natural tendencies impact their financial decisions. The program also includes exercises like the transfer of ownership, which guides participants in acknowledging God\u2019s ultimate ownership of their resources. These introspective activities can be powerful tools for reshaping participants\u2019 mindsets and habits around money.<\/p>\n
However, one potential drawback of MoneyLife is that its emphasis on biblical principles and spiritual practices may come at the expense of providing highly actionable, practical financial strategies.<\/p>\n
MoneyLife is ideal for Christians who are seeking a deeply biblical understanding of money management and are willing to engage in a more studious, reflective learning process. The program is well-suited for those who want to explore the spiritual foundations of financial stewardship and align their money habits with their faith. However, those primarily looking for a simple and easy financial strategy or a more interactive learning experience may find other programs that better fit their needs.<\/p>\n
Included:<\/strong><\/h3>\n\n- 10 self-paced video lessons<\/li>\n
- MoneyLife Indicator financial assessment<\/li>\n
- Lots of reading materials, PDFs, homework<\/li>\n
- Course syllabus and schedule<\/li>\n
- Spiritual practices like prayer logs<\/li>\n<\/ul>\n
Course Outline:<\/strong><\/h3>\nMoneyLife (Crown Financial)<\/p>\n
\n- Unwavering Hope \u2013 Find unshakable hope in God as the true provider<\/li>\n
- The Plan \u2013 Develop a realistic spending plan aligned with God\u2019s perspective<\/li>\n
- Ditching Debt \u2013 Achieve debt freedom using biblical truth and practical tools<\/li>\n
- Saving \u2013 Set short and long-term savings goals to steward resources well<\/li>\n
- Investing \u2013 Build an investment portfolio to create a legacy of generosity<\/li>\n
- Good Work \u2013 Identify your purpose to experience fulfillment in your career<\/li>\n
- Generous Living \u2013 Overcome obstacles to experience the joy of committed giving<\/li>\n
- Paying It Forward \u2013 Discover strategies to transfer wisdom to future generations<\/li>\n
- True Riches \u2013 Align spending with needs vs. wants to pursue true wealth<\/li>\n
- The Choice \u2013 Commit to choose God\u2019s path for money to experience freedom<\/li>\n<\/ol>\n
Quick Comparison:<\/strong><\/h2>\n\n\n\n\nFeature<\/strong><\/td>\nTrue Financial Freedom (SeedTime)<\/strong><\/td>\nFinancial Peace University (Ramsey)<\/strong><\/td>\nMoneyLife (Crown Financial)<\/strong><\/td>\n<\/tr>\n\nGoal<\/td>\n To give Christians a Biblical framework and practical tools so they can manage money wisely, experience true financial freedom, and make an eternal impact for God\u2019s Kingdom.<\/td>\n To help individuals and families get out of debt, build wealth, and take control of their money using a proven, step-by-step approach.<\/td>\n To guide Christians in understanding and applying God\u2019s financial principles, seeing Him as the ultimate provider, and aligning their finances with Biblical values.<\/td>\n<\/tr>\n \nApproach<\/td>\n -Strikes an effective balance between biblical wisdom and practical, actionable guidance.
-Helps you manage money in a way that honors God and sets you up to thrive financially.<\/td>\n -Heavily focused on getting out of debt using a proven system of \u201cBaby Steps\u201d.
-Incorporates some biblical principles but is more secular in its overall approach.<\/td>\n -Leans deeply into the biblical and spiritual side of money management. -Emphasizes seeing God as the ultimate provider.-Can feel a bit more theoretical at times.<\/td>\n<\/tr>\n \nTeaching Style<\/td>\n -Engaging, relatable, and empowering (feels up-to-date with the modern \u2018YouTube\u2019 era of online learning).
-Real-life stories with humor and grace, making the course feel like a conversation with wise, caring friends.<\/td>\n -A lot of energy and motivation, but his style can come across as a bit harsh or stern at times, which doesn\u2019t resonate with everyone.
-Comes across as more of a lecture than a workshop.<\/td>\n -More academic and classroom-like, with a heavy emphasis on reading materials and assessments.
-May not be as engaging for all learning types.<\/td>\n<\/tr>\n \nPersonalization<\/td>\n -The interactive workshop style guides you in creating a personalized money strategy tailored to your unique situation and goals.
-No one-size-fits-all plans, you build a blueprint that truly fits your life.<\/td>\n -Provides a clear, prescriptive set of \u201cBaby Steps\u201d to follow for getting out of debt and building wealth.
-While proven, it may not allow as much flexibility for individual circumstances.<\/td>\n -Offers some helpful personalized tools like the MoneyLife Indicator assessment-Emphasis on \u201cGod as provider\u201d means the program has a very specific outline to achieve that goal which may feel rigid.<\/td>\n<\/tr>\n \nUnique Benefits<\/td>\n -The simple \u201cNever 100\u201d rule for a done-is-better-than-perfect approach to saving.
-\u201cStraight A\u201d strategy for automating your finances.
-A strong focus on leveraging your unique God-given talents to increase your income.
-Eternal Impact as the ultimate goal (giving, investing in the Kingdom, etc..)<\/td>\n -Iconic \u201cdebt snowball\u201d method for accelerating debt payoff and staying motivated.
-Access to EveryDollar budgeting app.
-Financial coaching resources.<\/td>\n -Scripture memory-The \u201ctransfer of ownership\u201d exercise to help align your mindset and habits with biblical financial principles.
-Personality assessment to find and leverage your gifting.<\/td>\n<\/tr>\n \nPerfect for\u2026<\/td>\n -Those who want to learn how to truly live and thrive in the ways of the Kingdom (not being so heavenly-minded that they\u2019re of no earthly good, but also not getting caught up in building their own earthly kingdom)
-A grace-filled, practical approach to experience true<\/em> financial freedom and make an eternal impact!<\/td>\n-Individuals and families who are drowning in debt and need a clear, proven, step-by-step plan to get out of debt and start building wealth, with some biblical grounding and intense motivation.<\/td>\n -Those who desire a deeply biblical exploration of God\u2019s role in our finances, with a focus on spiritual practices and mindset shifts.
-Those who don\u2019t mind a more academic, reading-heavy approach.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\nPersonal Experience and Recommendations<\/strong><\/h2>\nHaving gone through all 3 programs, here is my personal experience and recommendations:<\/p>\n
I can honestly say that True Financial Freedom<\/strong> was a life-changing experience. Bob and Linda\u2019s warm, relatable teaching style made me feel like I was learning from trusted friends who truly cared about my success. The program\u2019s emphasis on creating a personalized financial strategy was a game-changer for me, as it helped me develop a plan that fit my unique situation and goals. <\/p>\nThe \u201cNever 100\u201d rule and \u201cStraight A\u201d strategy have become cornerstones of my financial habits, helping me live below my means and automate my savings and giving. It was perfect for someone like myself who didn\u2019t want a complicated, jargon-filled financial class \u2013 and wasn\u2019t going to sign up for an intense \u2018shame & blame\u2019 session either. <\/p>\n
Personally, True Financial Freedom struck that balance better than any of the other programs on the list and gave me the strategy to move forward. My savings, giving, and earning have all increased in significant ways since taking the program.<\/p>\n
For those who are drowning in debt and need a clear, structured plan to get out, I highly recommend Financial Peace University<\/strong>. Dave Ramsey\u2019s no-nonsense approach and the step-by-step \u201cBaby Steps\u201d system can provide the motivation and direction needed to tackle debt head-on. The debt snowball method, in particular, has helped countless people experience quick wins and build momentum on their debt-free journey. Just be prepared for a more intense, boot camp-style learning environment.<\/p>\nIf you\u2019re seeking a program that deeply explores the biblical principles behind money management, Crown\u2019s MoneyLife<\/strong> might be the right fit for you. The program\u2019s emphasis on spiritual practices and aligning your finances with your faith can be incredibly powerful for those who want to grow in their understanding of God\u2019s perspective on wealth. However, be prepared for a more academic, reading-intensive learning experience and less focus on highly practical, actionable strategies.<\/p>\nUltimately, the best program for you will depend on your unique financial situation, learning style, and personal goals. If you\u2019re looking for a grace-filled, practical approach that helps you thrive in God\u2019s Kingdom while making an eternal impact, I highly recommend True Financial Freedom. If you need a structured, intensive plan to get out of debt fast, Financial Peace University could be your best bet. And if you desire a deep dive into the biblical foundations of money management, MoneyLife is worth considering.<\/p>\n
Regardless of which program you choose, the most important thing is to take action and invest in your financial education. By doing so, you\u2019ll be better equipped to handle the resources God has entrusted to you and experience the joy and freedom that comes from aligning your finances with your faith.<\/p>\n
The post Financial Peace University vs. True Financial Freedom vs. Crown Financial MoneyLife<\/a> appeared first on Good Financial Cents\u00ae<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"I recently completed three of the top Christian financial education programs for churches: SeedTime\u2019s True…<\/p>\n","protected":false},"author":1,"featured_media":237,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[11],"tags":[],"_links":{"self":[{"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/453"}],"collection":[{"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/comments?post=453"}],"version-history":[{"count":1,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/453\/revisions"}],"predecessor-version":[{"id":454,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/453\/revisions\/454"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/media\/237"}],"wp:attachment":[{"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/media?parent=453"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/categories?post=453"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/tags?post=453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
![\"screenshot](\"https:\/\/www.goodfinancialcents.com\/wp-content\/uploads\/2024\/06\/Screenshot-2024-06-13-at-3.14.12\u202fPM-1024x450.png\")
<\/figure>\nOne of the standout features of True Financial Freedom is the engaging and relatable teaching style of Bob and Linda. They share their own financial struggles and triumphs with humor, transparency, and grace, making participants feel like they\u2019re learning from wise, caring friends rather than aloof experts. This approach creates a safe, non-judgmental environment where participants can openly discuss their financial challenges and celebrate their progress.<\/p>\n
The program offers several unique benefits, such as the \u201cNever 100\u201d rule (their \u2018done-is-better-than-perfect\u2019 approach to adjust spending) and the \u201cStraight A\u201d strategy for automating finances. These concepts are not only memorable but also highly actionable in helping participants take control of their money and build lasting wealth.<\/p>\n
Another strength of True Financial Freedom is its emphasis on creating a personalized financial strategy. Through interactive workshops, participants are guided in developing a custom blueprint that fits their unique situation, goals, and values. This approach recognizes that there\u2019s no one-size-fits-all solution to personal finance and empowers participants to take ownership of their financial journey.<\/p>\n
True Financial Freedom is perfect for Christians who want to learn how to thrive financially while staying grounded in the Bible. The program teaches participants how to avoid the extremes of being \u201cso heavenly-minded they\u2019re no earthly good\u201d or<\/em> becoming so focused on building worldly wealth that they lose sight of what truly matters.<\/p>\n With its grace-filled approach and practical tools, True Financial Freedom helps Christians find the balance needed to change their financial life and make a lasting difference in the world in the process.<\/p>\n Financial Peace University<\/a>, created by Dave Ramsey and his team at Ramsey Solutions, is a highly popular financial education program that has helped countless individuals and families get out of debt and build wealth. The program\u2019s primary goal is to guide participants through a proven, step-by-step approach to taking control of their money and achieving financial peace.<\/p>\n Dave Ramsey, the face of Financial Peace University, is known for his high-energy, tough love teaching style. He delivers hard-hitting truths about money with a sense of urgency and conviction that inspires participants to take action. However, some may find his approach a bit intense or even abrasive at times, likening it to going through bootcamp. While this style resonates with some, it may not be everyone\u2019s preferred learning environment.<\/p>\n The cornerstone of Financial Peace University is the \u201cBaby Steps\u201d system, a clear, prescriptive plan for getting out of debt and building wealth. The program heavily emphasizes the debt snowball method, which involves paying off debts from smallest to largest, regardless of interest rates. This approach has proven highly effective in keeping participants motivated and helping them experience quick wins on their debt-free journey.<\/p>\n While Financial Peace University does incorporate some biblical principles, its overall approach is more secular in nature. The program focuses primarily on the practical nuts and bolts of money management, with less emphasis on exploring the deeper spiritual implications of financial stewardship.<\/p>\n Financial Peace University is best suited for individuals and families who are drowning in debt and need a clear, actionable plan to get back on track. The program\u2019s structured approach and intense motivation can be a lifeline for those feeling overwhelmed by their financial situation. However, those seeking a more personalized, grace-filled approach that deeply integrates biblical wisdom may find other programs more appealing.<\/p>\n MoneyLife<\/a>, offered by Crown Financial, is a financial education program that takes a deeply biblical approach to money management. The program\u2019s primary goal is to guide Christians in understanding and applying God\u2019s financial principles to their lives, emphasizing the importance of seeing God as the ultimate provider and owner of all resources.<\/p>\n One of MoneyLife\u2019s distinguishing features is its strong focus on biblical teachings and spiritual practices related to money. The program dives deep into exploring how our financial decisions can reflect our faith and values, encouraging participants to align their money management with biblical principles. This emphasis on the spiritual aspects of finance sets MoneyLife apart from other programs that may focus more heavily on practical strategies.<\/p>\n The teaching style in MoneyLife tends to be more academic and classroom-like compared to other programs. Participants can expect a significant amount of reading materials and written assessments throughout the course. While this approach may appeal to those who prefer a studious learning environment, it may not be as engaging for individuals who thrive on interactive, video-based content.<\/p>\n MoneyLife offers some unique elements, such as personality assessments that help participants understand how their natural tendencies impact their financial decisions. The program also includes exercises like the transfer of ownership, which guides participants in acknowledging God\u2019s ultimate ownership of their resources. These introspective activities can be powerful tools for reshaping participants\u2019 mindsets and habits around money.<\/p>\n However, one potential drawback of MoneyLife is that its emphasis on biblical principles and spiritual practices may come at the expense of providing highly actionable, practical financial strategies.<\/p>\n MoneyLife is ideal for Christians who are seeking a deeply biblical understanding of money management and are willing to engage in a more studious, reflective learning process. The program is well-suited for those who want to explore the spiritual foundations of financial stewardship and align their money habits with their faith. However, those primarily looking for a simple and easy financial strategy or a more interactive learning experience may find other programs that better fit their needs.<\/p>\n MoneyLife (Crown Financial)<\/p>\n Having gone through all 3 programs, here is my personal experience and recommendations:<\/p>\n I can honestly say that True Financial Freedom<\/strong> was a life-changing experience. Bob and Linda\u2019s warm, relatable teaching style made me feel like I was learning from trusted friends who truly cared about my success. The program\u2019s emphasis on creating a personalized financial strategy was a game-changer for me, as it helped me develop a plan that fit my unique situation and goals. <\/p>\n The \u201cNever 100\u201d rule and \u201cStraight A\u201d strategy have become cornerstones of my financial habits, helping me live below my means and automate my savings and giving. It was perfect for someone like myself who didn\u2019t want a complicated, jargon-filled financial class \u2013 and wasn\u2019t going to sign up for an intense \u2018shame & blame\u2019 session either. <\/p>\n Personally, True Financial Freedom struck that balance better than any of the other programs on the list and gave me the strategy to move forward. My savings, giving, and earning have all increased in significant ways since taking the program.<\/p>\n For those who are drowning in debt and need a clear, structured plan to get out, I highly recommend Financial Peace University<\/strong>. Dave Ramsey\u2019s no-nonsense approach and the step-by-step \u201cBaby Steps\u201d system can provide the motivation and direction needed to tackle debt head-on. The debt snowball method, in particular, has helped countless people experience quick wins and build momentum on their debt-free journey. Just be prepared for a more intense, boot camp-style learning environment.<\/p>\n If you\u2019re seeking a program that deeply explores the biblical principles behind money management, Crown\u2019s MoneyLife<\/strong> might be the right fit for you. The program\u2019s emphasis on spiritual practices and aligning your finances with your faith can be incredibly powerful for those who want to grow in their understanding of God\u2019s perspective on wealth. However, be prepared for a more academic, reading-intensive learning experience and less focus on highly practical, actionable strategies.<\/p>\n Ultimately, the best program for you will depend on your unique financial situation, learning style, and personal goals. If you\u2019re looking for a grace-filled, practical approach that helps you thrive in God\u2019s Kingdom while making an eternal impact, I highly recommend True Financial Freedom. If you need a structured, intensive plan to get out of debt fast, Financial Peace University could be your best bet. And if you desire a deep dive into the biblical foundations of money management, MoneyLife is worth considering.<\/p>\n Regardless of which program you choose, the most important thing is to take action and invest in your financial education. By doing so, you\u2019ll be better equipped to handle the resources God has entrusted to you and experience the joy and freedom that comes from aligning your finances with your faith.<\/p>\n The post Financial Peace University vs. True Financial Freedom vs. Crown Financial MoneyLife<\/a> appeared first on Good Financial Cents\u00ae<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":" I recently completed three of the top Christian financial education programs for churches: SeedTime\u2019s True…<\/p>\n","protected":false},"author":1,"featured_media":237,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[11],"tags":[],"_links":{"self":[{"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/453"}],"collection":[{"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/comments?post=453"}],"version-history":[{"count":1,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/453\/revisions"}],"predecessor-version":[{"id":454,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/453\/revisions\/454"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/media\/237"}],"wp:attachment":[{"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/media?parent=453"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/categories?post=453"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/marshalllodge.co.uk\/index.php\/wp-json\/wp\/v2\/tags?post=453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Included:<\/strong><\/h3>\n
\n
Course Outline:<\/strong><\/h3>\n
\n
Financial Peace University (Ramsey Solutions)<\/strong><\/h2>\n
![\"Dave](\"https:\/\/www.goodfinancialcents.com\/wp-content\/uploads\/2013\/05\/Dave-Ramsey-Total-Money-Makeover-1024x768.jpg\")
<\/figure>\nIncluded:<\/strong><\/h3>\n
\n
Course Outline:<\/strong><\/h3>\n
\n
<\/strong>MoneyLife (Crown Financial)<\/strong><\/h2>\nIncluded:<\/strong><\/h3>\n
\n
Course Outline:<\/strong><\/h3>\n
\n
Quick Comparison:<\/strong><\/h2>\n
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\n Feature<\/strong><\/td>\n True Financial Freedom (SeedTime)<\/strong><\/td>\n Financial Peace University (Ramsey)<\/strong><\/td>\n MoneyLife (Crown Financial)<\/strong><\/td>\n<\/tr>\n \n Goal<\/td>\n To give Christians a Biblical framework and practical tools so they can manage money wisely, experience true financial freedom, and make an eternal impact for God\u2019s Kingdom.<\/td>\n To help individuals and families get out of debt, build wealth, and take control of their money using a proven, step-by-step approach.<\/td>\n To guide Christians in understanding and applying God\u2019s financial principles, seeing Him as the ultimate provider, and aligning their finances with Biblical values.<\/td>\n<\/tr>\n \n Approach<\/td>\n -Strikes an effective balance between biblical wisdom and practical, actionable guidance.
-Helps you manage money in a way that honors God and sets you up to thrive financially.<\/td>\n-Heavily focused on getting out of debt using a proven system of \u201cBaby Steps\u201d.
-Incorporates some biblical principles but is more secular in its overall approach.<\/td>\n-Leans deeply into the biblical and spiritual side of money management. -Emphasizes seeing God as the ultimate provider.-Can feel a bit more theoretical at times.<\/td>\n<\/tr>\n \n Teaching Style<\/td>\n -Engaging, relatable, and empowering (feels up-to-date with the modern \u2018YouTube\u2019 era of online learning).
-Real-life stories with humor and grace, making the course feel like a conversation with wise, caring friends.<\/td>\n-A lot of energy and motivation, but his style can come across as a bit harsh or stern at times, which doesn\u2019t resonate with everyone.
-Comes across as more of a lecture than a workshop.<\/td>\n-More academic and classroom-like, with a heavy emphasis on reading materials and assessments.
-May not be as engaging for all learning types.<\/td>\n<\/tr>\n\n Personalization<\/td>\n -The interactive workshop style guides you in creating a personalized money strategy tailored to your unique situation and goals.
-No one-size-fits-all plans, you build a blueprint that truly fits your life.<\/td>\n-Provides a clear, prescriptive set of \u201cBaby Steps\u201d to follow for getting out of debt and building wealth.
-While proven, it may not allow as much flexibility for individual circumstances.<\/td>\n-Offers some helpful personalized tools like the MoneyLife Indicator assessment-Emphasis on \u201cGod as provider\u201d means the program has a very specific outline to achieve that goal which may feel rigid.<\/td>\n<\/tr>\n \n Unique Benefits<\/td>\n -The simple \u201cNever 100\u201d rule for a done-is-better-than-perfect approach to saving.
-\u201cStraight A\u201d strategy for automating your finances.
-A strong focus on leveraging your unique God-given talents to increase your income.
-Eternal Impact as the ultimate goal (giving, investing in the Kingdom, etc..)<\/td>\n-Iconic \u201cdebt snowball\u201d method for accelerating debt payoff and staying motivated.
-Access to EveryDollar budgeting app.
-Financial coaching resources.<\/td>\n-Scripture memory-The \u201ctransfer of ownership\u201d exercise to help align your mindset and habits with biblical financial principles.
-Personality assessment to find and leverage your gifting.<\/td>\n<\/tr>\n\n Perfect for\u2026<\/td>\n -Those who want to learn how to truly live and thrive in the ways of the Kingdom (not being so heavenly-minded that they\u2019re of no earthly good, but also not getting caught up in building their own earthly kingdom)
-A grace-filled, practical approach to experience true<\/em> financial freedom and make an eternal impact!<\/td>\n-Individuals and families who are drowning in debt and need a clear, proven, step-by-step plan to get out of debt and start building wealth, with some biblical grounding and intense motivation.<\/td>\n -Those who desire a deeply biblical exploration of God\u2019s role in our finances, with a focus on spiritual practices and mindset shifts.
-Those who don\u2019t mind a more academic, reading-heavy approach.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\nPersonal Experience and Recommendations<\/strong><\/h2>\n